Intercam Banco Presents One Stop Banking and Dream Loan

By Jorge Chávez
Jun. 28, 2022

Recently, Intercam Banco set a new standard for the international community wishing to acquire a property in Vallarta · Nayarit. Its new comprehensive One Stop Banking program is a financial experience for purchasing real estate that includes the services of Escrow, Trusts, Payments, Currencies, Investments and now also the new, exclusive Dream Loan product.

To understand the details of this new financial product, the Vallarta Real Estate Guide editorial team had the opportunity to talk with several people involved including Eduardo García Lecuona, CEO of Intercam Grupo Financiero; as well as Arnulfo Cordero, Mortgage Director and Jason Lavender, Director of the Puerto Vallarta Branch.

Intercam Banco


Intercam Banco is a banking institution committed to offering financial solutions according to the needs of each client, whether they are individuals, companies and/or entrepreneurs, especially foreigners. In addition, they provide bilingual services, close and humane treatment, as well as a personal executive who always accompanies and advises at all times.

Dream Loan: Description and Benefits

“This mortgage loan will allow the foreign community—both Americans and Canadians—to fulfill their dream of living on the wonderful beaches of Puerto Vallarta and/or Riviera Nayarit. With this loan product, they will now be able to acquire a residential property loan for up to 60 percent of its value, regardless of their immigration status (either temporary, permanent or non-resident). The terms of the loans range from one to 25 years, they are in US dollars with a variable interest rate (according to the credit profile and market conditions), and there is no penalty for advance payment,” shares García Lecuona.

Intercam Banco

One Stop Banking

“We have developed a concept called One Stop Banking, which consists of offering all the products, by-products and services involved in the purchase and sale of a real estate property. In this way, we have an escrow account to deposit and hold the funds, we can also manage the trust that is required for the restricted area, and we have all the insurance—life, property and title in order to protect the investment. It is a comprehensive service, where we also manage other factors with external entities such as notaries and municipal/state offices, right through to the closing of the deed of the property,” explains Cordero.

Intercam Banco is a Financial Group with more than 30 years of experience that offers financial services to Individuals, Individuals with Business Activity and Legal Entities, whether national or foreign, through its different businesses: Bank, Brokerage House, Insurance and Bonds, Investment Funds, Trustee and International Services.

Intercam Banco

Requirements to Obtain Dream Loan

“Interested buyers can visit our website (, where all the product information comes from. In fact, right there they can fill out an application. There can be two models: We can prequalify them before they have chosen a property, that includes doing a pre-analysis—if they are subject to taking a certain amount of money—and with that they can make an offer and buy a property. Or, if they already have a specific property that they like, they can start their process so that their credit is authorized. This process usually takes about three or four weeks. Once the client has his file, we start the credit process, which is very simple. Another great advantage is that, once the credit is approved, when buying the property, the collection of the monthly payments can made directly through the buyer’s bank account in the United States or Canada,” adds Lavender.

“Dream Loan is the only mortgage loan for foreigners that exists in our country. What happens with Mexican banks is that they don’t know how to rate foreign credit, and the foreign banks don’t know how to manage collateral within Mexico. But we are a bank that works both here and across the border, therefore we can rate the risk of the foreigner based on their credit in their home country with the guarantee in Mexico. We are the only ones who do it,” concludes García Lecuona.

Intercam Banco

Currently, the Dream Loan product is now available at the four branches of Intercam Banco in Vallarta · Nayarit, as well as the Dream Loan Mortgage Center, which are located in:

  • Puerto Vallarta Marina

Av. Francisco Medina Ascencio 2902, PB Local A y B, Villa Las Flores, Puerto Vallarta, Jalisco.

  • Puerto Vallarta Centro

Ignacio L. Vallarta 130, Local 1 y 2, Emiliano Zapata, Puerto Vallarta, Jalisco.

  • Puerto Vallarta Flamingos

Carrt. Tepic – Puerto Vallarta KM 144, No. 1297, Local 17-20, Flamingos, Bucerías, Nayarit.

  • Sayulita

Av. Revolución, 231-B, Bahía de Banderas, Sayulita, Nayarit.

To obtain more information about Intercam Banco and the Dream Loan visit e